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Moving

How To Cut Costs When Moving

If you’re transferring to a new home or office with the help of a moving company, then the following tips on how to cut costs when moving should come in handy.

Don’t bring everything with you

Surely, some of your belongings are things you don’t really want, much less need. Instead of taking them with you to your new home or office, getting rid of them in one way or another is a much better option. Just leave them behind or give them away. If you want to make some money off them, then hold a garage sale.

Moving

Schedule the move during the off-peak season

Moving during peak season can cost you more than if you do it during off-peak months when movers charge lower rates and conditions are more convenient. If you do your move sometime between September to early April, you are going to reduce your costs.

Recycle packing materials

It’s always good to have brand new materials on hand when packing, but if you want to save money, recycling should be an option. You can use boxes you already have at home, but if you need more, you can always ask friends and family for old boxes of their own. You can also go to your neighborhood store and buy old boxes for cheap, or even get them for free.

Pack your own stuff

Some people are just too busy to do their own packing, so they hire someone else to do it for them. Hiring professional packers are a good option if you have the budget for it, but if you’re short on funds, making time to pack your belongings is pretty much the only choice you have left.

Do your research on moving companies...

Your Ultimate Moving Checklist (StyleBlueprint, May 2016)

The local real estate market is hot right now, if you haven’t noticed. Seems like a lot of people are moving, especially in May. We asked Missy Ormerod at Kentucky Select Properties to share with us her moving checklist. This one starts two months out, so if you are crunched for time, you might need to adjust accordingly. Either way, consider this your ultimate moving checklist! Take it away, Missy! Read more.

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Home Appraisals 101

Whether you’re looking to buy or sell a home, or even refinance your current home at a lower rate, a home appraisal is a key step to confirming the value of a property. Lenders use professional appraisers to provide an unbiased opinion on the value of a home in order to ensure that, in the event of default, the funds they lend are backed up by the property. In this way, lenders have a bit of insurance that, even in the worst-case scenario, their investment is a safe one. So, what are the major aspects of an appraisal? What are the most important factors to know about that can affect the value of a home, and what happens if an appraisal comes in lower than the agreed upon price during closing on a sale? Let’s take a closer look at the details of appraisals and their importance on property investments from both buyers’ and sellers’ perspectives.

Professional, certified appraisers take into account comparable sales, home amenities and other key, quantifiable factors. Since property condition is a factor, keeping up with necessary repairs can provide a boost to appraised value.

You may have, at some point, rushed to clean up your home to get ready for an appraisal in order to receive a quick boost in value. While it couldn’t hurt, tidiness isn’t a major factor in appraisal value. According to Investopedia, appraisal numbers are typically a sum of factors including current market trends, your home’s amenities, upkeep and maintenance, number of bedrooms and bathrooms and square footage. Another major factor to appraisals relates to recently sold comparable properties. As a result, taking the time to check out recently sold, similar homes in your neighborhood is a quick way to get a relatively close estimate when creating a list price on your home.

If you’re buying a home, expect an appraisal as part of the closing procedures....

10 Things You Should Know About Buying or Selling A House

Some solid fundamentals on buying or selling real estate from the folks at Realtor.com:

When it comes to buying a home there are many different steps to consider. It can be a very confusing time for the first time home buyer. Putting your home up for sale can be equally demanding. Realtor® Billy Malone of San Marino, California recently compiled his list of ten things that those shopping for a home or putting one on the market need to keep in mind:

Buying and selling a home can be the most stressful process you may ever experience. Even if the process is not overly stressful, it can often be a personal and emotional transaction and will be one of the most significant. Owning a home is the American dream, it is where we build our lives and families, and it should not evolve into the American nightmare. So how do you make sure that you get to live the dream and live it well? One method is to refer to one of those Real Estate checklists you come across online. Read more.

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Buying A Big House When You Retire? Think Twice.

Once you’ve paid for your house, how much will it cost you? This is a crucial issue for anyone looking ahead to retirement. The more expensive your home, the more of a drain it’ll likely be in terms of property taxes, maintenance, homeowners insurance and more. Suppose you own a home that, in addition to any mortgage payment, costs $1,000 a month. You then get a fat pay raise, prompting you to trade up to a larger house, which has double the monthly expenses. Read more.

If you stay in the larger home during retirement, you’ll need to come up with $2,000 a month, equal to $24,000 a year. Based on a 4% annual portfolio withdrawal rate, that would mean $600,000 in retirement savings just to pay your housing costs, versus $300,000 for the smaller home.
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12 Things To Do After You Move

The last of the moving trucks has just left and you are finally ready to close the door on an exhausting day. But wait, are you done with moving yet? No. There are a whole lot of things that you need to do after you move into your new home. Here is a quick checklist to help you kick-start the process.

1. Check your big-ticket stuff and furniture to make sure that nothing was damaged during the moving process. Most movers and insurance companies have a limited time in which you can file a claim. Make sure that all your appliances and electronics are working before that deadline passes you by.

 2. If you were not able to have an exterminator visit the house earlier, get it done now before you start opening all your packed boxes. If you have a lot of time on hand and can rough it for a day or two, consider giving the home a thorough and in-depth cleaning before you start organizing.

3. When unpacking, don’t open all boxes at once. Hopefully, you’ve been diligent in marking all your boxes and maintaining a ‘moving diary’ when you packed. Now is the time to reap your rewards!

Moving Day

Multiple boxes lying open with stuff strewn all over can tempt you to stuff all of them inside a closet and then forget about it. Instead, open one box at a time and organize your belongings neatly as you go. Set yourself a timetable, like two or three boxes a day, so that your entire unpacking will be over in a week.

4. Change all locks and alarm codes. Not to sound paranoid, but do you really know how many copies of your keys are out there?

5. Make sure that all smoke detectors in the house are in working condition. If necessary, replace their batteries.

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