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FHA and Fannie Mae Offer Loans for Home Energy Improvements

If you've been looking for a way to pay for energy improvements to your house, two little-publicized new mortgage programs could provide the cash you need. Both the Federal Housing Administration and mortgage investor Fannie Mae recently have launched options in the energy conservation arena. Here's a quick overview, with some pros and cons: The FHA's PowerSaver program allows eligible owners to borrow up to $25,000 at fixed rates between 5% and 7% for as long as 20 years to finance high-efficiency windows and doors, heating and ventilating systems, solar panels, geothermal systems, insulation and duct sealing, among other retrofits. Read more.

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