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Why Mortgage Rates Haven't Risen As Expected

(From Marketwatch.com)  By most estimates, mortgage rates were expected to climb this year, with rates on the 30-year fixed-rate mortgage predicted to exceed 5%. Instead, rates are now lower than they were this time in 2013 — much to the advantage of mortgage shoppers. There are a few reasons why higher rates never came to pass. Rates on the 30-year fixed-rate mortgage averaged 4.15% for the week ending July 10, according to Freddie Mac’s weekly survey of conforming mortgage rates. A year ago, rates averaged 4.51%. Read more.

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Choosing A Home Improvement Service

Choosing a home improvement service

Home Improvement Service

After moving into your home there will most likely be a list of changes you want to make. This could be changing the interior décor in the kitchen, adding a conservatory or maybe carrying out some general repairs. However, if you don’t have any experience with DIY then why struggle with the work yourself when you can get a professional to do it for you?

Here is a list of qualities you should expect from a reputable home improvement service:

  • Quick turnaround time: the last thing you want after moving into a new home is to turn it into a construction site for months at a time. Therefore, hire a home improvement service that can get work done quickly.
  • Competitive pricing: with so many home improvement companies out there you can negotiate on the price. The competition factor for your business ensures that you should be able to find a good price for your needs. 
  • Reputation: one of the first things to look out for is the kind of reputation a company has before hiring them. In the building trade reputation is one of the most valuable assets a company can have.

Author Bio

This post was written by Stefanos Anastasiadis on behalf of Hurford Salvi Carr.

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Inside Select Homes: 2205 Shady Spring Court MLS #1379217

Take the eclectic charm of the Highlands, add Northern influences, then give it some breathing room on seven wooded acres adjacent to a nature preserve, and you’ve got 2205 Shady Spring Court.

Located on a secluded cul de sac in Paramount Estates in Oldham County’s Prospect, it’s evident this house was built to be a lived in and not simply a showpiece, though there’s no denying the sublime craftsmanship and décor.

Owners Elizabeth Sullivan, a learning specialist and therapist, and John Sullivan, M.D., a child psychiatrist, had restored an old home on Hill Road in the Highlands in the 1990s. At that time, they were sending their four children to St. Francis of the Fields in Prospect. The commute got to be too much, so they decided in 2001 to build a home closer to the school. The couple worked closely with builder Doug Amlung and architect Mary Herd-Jackson to bring as much of the Highlands with them as possible. 

Read the rest at Insider Louisville

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New Listing At 4107 Woodstone Way - MLS #1394507

Fabulous contemporary home MLS #1394507 on popular and convenient Woodstone Way! Gorgeous natural setting and large, terraced lawn that backs to preserved area - will not be developed! Exciting design at 4107 Woodstone  Way with warm, inviting spaces for entertaining. Significant updates to kitchen and baths - incredible master suite! Finished walkout lower level affords the new buyer endless opportunities.

4107 Woodstone Way Louisville KY 40241

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New Listing At 596 Sunset Road In Cherokee Gardens - MLS #1394430

Absolutely darling Cape Cod home in beautiful Cherokee Gardens at 596 Sunset Road, Louisville KY 40206. This updated home MLS # 1394430 showcases a newly remodeled kitchen with custom cabinets and granite countertops. Spacious living and dining rooms, with gorgeous hardwood floors throughout 1st and 2nd floors. Custom wainscoting and wood trim in entry hall. Cozy library with custom upholstered walls. Great dressing room off Master with lots of built-ins. Large finished basement with plenty of room for all your family activities.

596 Sunset Road Louisville KY 40206

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New Listing at 485 Lightfoot Road - MLS #1394415

The first home built in the Greenhill section of Mockingbird Valley MLS # 1394415. Traditional Georgian Colonial style at 485 Lightfoot Road, Louisville KY 40207. graciously situated on .8 acre. Random-width pegged oak flooring throughout, exceptional built-in cabinetry and millwork, and a seamlessly integrated two-story addition are among the fine features of this classic brick home. An open layout with center hall allows a circular flow for easy entertaining as well as convenient family living.

485 Lightfoot Road Louisville KY 40207

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