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How I Bought A House At Age 25

Emily Brown's phone rings often with friends seeking advice about money. Brown is only 26, but she already owns a house and has socked away a nice amount of money for retirement in both a 401(k) and Individual Retirement Account (IRA). Oh, and she has a renter who pays $900 a month, enough to cover her entire mortgage. As her friends and family like to say, she's "got it figured out." Brown doesn't work on Wall Street or Silicon Valley. She's an accountant in Cleveland, Ohio, who bought her home at age 25 when she earned about $50,000 a year. Read more.

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'Resurfaced' Redux

Via Broken Sidewalk and Contributing Editor/Filmaker Elijah McKenzie. In 2014 Louisville based "City Collaborative" created Resurfaced a project to build temporary "pop up plazas" on vacant lots across the city. This video explains some of the thinking behind Resurfaced and the future of Louisville's urban core through the voices of Marianne Zickuhr (Founding executive director, Preservation Louisville), Patrick Henry (Landscape Architect, Patrick Henry Landscape Architects), Jennifer Chappell (Creator, Three Points Beautification Project), and Jaison Gardner (Co-host, WFPL’s “Strange Fruit”). Watch The Video.

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Who's Ready for Forecastle 2016?

In just a little more than two months people from all over the country will be flocking to Louisville for three days of music, art and activism. The 2016 Forecastle festival (July 15-17) features The Avett Brothers, Alabama Shakes, Ryan Adams, Death Cab for Cutie, Joan Shelley, Brandi Carlile and many other incredible guests. There are still tickets available. If that's not enough to wet your whistle, here's a great video of Forecastle highlights from last year. #scenesfromtheship #getonboard #Forecastle

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Preparing Your House To Sell

Preparing Your House To Sell

Depending on how you approach it, selling your home can either be a quick, painless process or a total nightmare. The more prepared you are, the less time your home will spend on the market and the sooner you will get paid.

Along with finding a good listing agent to oversee the sale of your home, you should also put time and effort into sprucing it up before it goes on the market. Today's buyers expect to see homes that are attractive, clean and move-in ready. If your home does not meet these criteria, it could languish on the market with little or no interest for months or years. The following will help you prepare your home for sale, improving the chances of getting an offer right away.

Make Every Surface Sparkle

No one wants to buy a home that is dirty, smelly or messy. Put yourself in the position of a buyer and imagine walking into a home that had stains in the bathtub, unusual smells in the kitchen or clutter everywhere throughout the home. Chances are you would walk right back out the door without making an offer.

The same holds true for potential buyers viewing your home. Any signs of dirt, clutter or unpleasant odors could send them packing. Cleaning your house from top to bottom is the best way to avoid this. Be sure to view your home with a critical eye as you clean. Sometimes, it is easy to become so used to odors or stains that you overlook them. Buyers, however, have keen eyes that will catch every speck of dirt or grime.

Living Room

Stage Your Home

Home staging is the process of decorating your home in such a way that it appeals to as many buyers as possible. In most cases, this means painting the walls in neutral colors, hiding personal...

Joe Heron's Louisville, Kentucky

From Departures.com: The distiller behind Copper & Kings—makers of exceptional American brandy and absinthe—tells us why the Derby town is home to so much more than just the two most exciting minutes in sports. Louisville denizen Joe Heron helped re-popularize hard cider in America when he founded Crispin in 2004. Read more.

Copper and Kings

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Olmsted Parks Conservancy

Did you know Louisville is home to 18 parks and 6 parkways designed by the firm of noted landscape architect, Frederick Law Olmsted? Widely known as the designer of Central Park in New York City and the U.S. Capitol Grounds in Washington, D.C., the system of Louisville parks and parkways designed by Olmsted is one of the largest in the United States. The Louisville Olmsted Parks Conservancy was founded in 1989 to "restore, enhance and forever protect" these natural treasures. Watch this informative video to learn more.

Kentucky Select is proud to again be a sponsor of the annual "Power of Olmsted Parks Breakfast". This year's breakfast is Thursday, May 19. Click here for for more information.

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36 Hours in Louisville, Kentucky with The New York Times

LOUISVILLE bolts into the public eye for 120 seconds each May, but there is more to this courtly city on the Ohio River than the Kentucky Derby. The last decade has seen a cultural and civic blooming, with new galleries, restaurants and performance spaces taking their place alongside the city’s already robust roster of seductions. Entire neighborhoods — Butchertown, for instance, and East Market — have been reimagined as engines of cultural and culinary expression. Read more.

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What's New in the Louisville Food Scene with Ivor Chodkowski

The Kentucky Select team got a great update recently on the farm-to-table and Community Supported Agriculture (CSA) scenes from one of Louisville's most celebrated farmers, Ivor Chodkowski.  Ivor is the owner/operator of Field Day Family Farm and a founding owner of Harvest Restaurant in NuLu. In addition to the mechanics of helping our clients buy and sell real estate, Kentucky Select agents see themselves as ambassadors for our beloved Louisville. We're always up for learning about cool things going on in our city!

Ivor Chodkowski

 

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Guide To Residential Home Styles

From RealtorMag: Every house has a style. Sometimes it has two or more; because of renovations and new, eclectic mixes, fitting a home into one specific category can be daunting or even impossible. Thankfully, there’s no need to memorize complicated architectural terminology. REALTOR® Magazine has compiled a convenient compendium of common styles. See styles.

Home Styles

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Neighborhood Features That Drag Down Your Property Value

From Realtor.com: When it comes to real estate clichés, “Location, location, location” has all other contenders (including “Not a drive-by!”; “Cash is king!”; “Is that your checkbook or are you just glad to see me?”; and “Worst house, best street”) beat by a mile. Not only has it been in use since at least 1926 (according to the New York Times), but it’s utterly and inarguably true. More than any other single factor, when you buy a home in a good location, it’s usually a solid long-term investment. Read more.

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Why Finding A Starter Home Is Harder Than Ever

From Markewatch.com:  Millennials and others looking to buy a first — or “starter” — home are struggling to find ones they can afford, a new research report says. There are fewer affordable starter homes in 95 of the 100 largest U.S. markets now compared with 2012, according to the San Francisco-based real estate research company Trulia.com. Trulia defines a starter as a home that is in the lower third of a market’s valuation and affordable to those making the median income in that market. Read more.

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The Best Old Fashioned in Louisville

From HighlandsHomePlace.com: Kentucky is serious about bourbon. If you order an Old Fashioned in Kentucky, there’s not much question about what you will get. There are a few rules when it comes to bourbon production, as well as some unwritten rules that come with how you drink it. We’ve all heard the self-proclaimed bourbon connoisseur at the restaurant who orders a “Woodford and Coke”. Read more.

Old Fashioned

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10 Things Real Estate Appraisers Won't Tell You

From Marketwatch.com: There are about 80,000 real estate appraisers in the U.S. and they play a key role in most home sales: Until they weigh in with a determination of a property’s value, the buyer typically can’t finalize a mortgage. (Appraisers also play roles in property-tax appeals and home-equity lending, among other transactions.) Read more.

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Kentucky Housing Sales Show Strong Market in 2015

From C-J.com: The housing market in Kentucky had a record-setting year in 2015. The Kentucky Association of Realtors reports that total home sales in 2015 statewide reached a record 48,488, a 4.2 percent increase over the 46,553 homes sold in 2014. The previous record for home sales came in 2006, when 47,312 homes were sold. Read more.

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Sneak Peek at Homearama 2016 in Norton Commons

It's never too early to start planning for the latest installment of Homearama! This year's version will be held at the new urbanist neighborhood of Norton Commons in Prospect, KY. Click here for more info including previews of some of the featured home models.

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Home Design and Architectural Trends for 2016

By Barbara Ballinger via Realtor Magazine. 

Design changes, as does architecture. Trends don’t emerge as rapidly here as they do in say, food or fashion, but the economy, the environment, and demographics all spur shifts in the choices of materials, designs, layouts, and construction methods for single- and multifamily dwellings.

Design Trends 2016

These 12 trends reflect ways to cope with environmental challenges, incorporate new building materials and methods, and alter the looks and functionality of our homes. Hear top designers and architects explain why these emerging trends are important and how they’ll influence real estate choices in the near future. Read more.

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Rick Pitino Re-Lists Miami Home for $25.9 Million

From WSJ.com: Rick Pitino, head men’s basketball coach at the University of Louisville, has relisted his newly renovated Miami-area mansion for $25.9 million. Located in affluent Indian Creek Village, the home has gone on and off the market several times over the years, and was last listed in 2013 for $13.9 million. Listing agent Ralph Arias of ONE Sotheby’s International Realty noted that the home has since been renovated, and added that home prices in Indian Creek have increased dramatically in the last few years. Read more.

Pitino Home in Miami

Image source: WSJ.com/CAD Studio Architecture, Inc.

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Louisville Home Sales Up, Days On Market Down

From Courier-Journal.com: The sale of single-family homes and condominiums in Jefferson, Bullitt and Oldham counties rose 12 percent in 2015, the Greater Louisville Association of Realtors reported Monday. Last year, 16,279 homes and condos were sold in Louisville-area counties compared to 14,540 in 2014. Sales in the three counties were also up 12.5 percent in December 2015 versus December 2014. The median price for single-family homes and condos in all areas in 2015 increased 5.8 percent compared to 2014. The average price for a single-family home or condo also increased 6.2%. Read more.

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